Private Money Loans

This type of financing is between a borrower and a private individual or individuals and secured by real property. The most important factor in this type of loan is equity. We rarely fund a loan for more than 65% of the real estate value. A borrower seeking this type of loan may not qualify for any other type of loan because of credit issues or the inability to provide standard income documentation.

We can fund loans privately that are secured by single-family homes, commercial property, or for construction of single-family homes or commercial property. We can also fund all other types of Real Estate. This real estate can be occupied by the owner but it is not a requirement. The private lender is not restricted by the rules associated with federally related loans. Interest rates can vary from 8% to over 12% in some cases, however, we are very competitive when compared to other private money lenders.